(Part 1 of 2)

New Hampshire might be known as The Granite State because of its top, and very valuable natural resource, but there's another treasure hidden in this New England state that is less known. New Hampshire unclaimed money, many millions in fact, belonging to residents of the state is currently being held by the NH State Treasurer, waiting for the rightful owners who only need to step forward and claim what is theirs'.

NH citizens are familiar with freezing weather and their famous White Mountains, but they can hit the slopes of the mountains of cold hard cash if they just learn about how to find and claim forgotten funds that they have every right to. The first obstacle is simply learning about the existence of the phenomenon of unclaimed property. Trouble is, the majority of people are still unaware of the fact that there really are tens of billions of dollars in state treasury depts. across the country, just waiting to be tracked down. Beyond just being aware of these assets, people have to know where and how to search for them, or they might waste a lot of energy and time without getting anything in return.

The reasons unclaimed property is often hard to find are numerous, but among the most common are the lack of knowledge of the searcher on which websites to use and how often they need to search.

There are quire a few different types of assets that can become abandoned and classified "unclaimed", but the state treasury's web site names the following as some of the more common: Certificates of Deposit, Stocks, Bonds, Mutual Funds, Gift Certificates, Refunds, Wages, Payroll, Salary, Commissions, Uncashed Checks, Death Benefits, Dividends, Insurance Payments, Money Orders, Paid-up Life Insurance Policies, Deposits, Demutualization Proceeds. Each type of property can only be classified as "unclaimed" (and handed over to the state) after it has seen no activity for a specified period of time, which is unique among each type. These dormancy periods are usually between 1 and 5 years in NH, depending on the property type.

(to be continued)

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This post comes from Brandon Ballenger at partner site

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